Customer identity
Use this API to create a simplified onboarding process and get access to customer identities, which are verified by our KYC-rules.
Key Features:
- This API can provide customer details (Name, Birthday, Age, Address, etc.). Depending on your Use-Case other details can be accessed.
- Consent to sharing the details is requested from the customer via SCA in a Redirect-Flow.
- This API can be used for verification of user-identities and to allow customers a registration/login with their online-bank credentials.
- Access to the API-Documentation, Sandbox and Live API is currently only available to our partners. If you would like to know more about this API, please let us know about your particular use-case and we will get in touch with you!
Account information
This API allows approved Account Information Service Providers (AISPs) to request access to Payment Accounts from a PSU.
Key Features:
- Create an "account information consent" resource for a list of accounts and request an SCA from the PSU.
- Account information consents are valid up to 90 days
- Consent is requested from the customer via Redirect and SCA
- Get access to account details, balances and transactions
- This API is developed according to specifications of the Berlin-Group NextGenPSD2 Framework
- To Access the Live API an eIDAS QWAC certificate according to PSD2-Regulation with the roles AISP or ASPSP is required.
Payment initiation
Allows approved payment initiation service providers (PISPs) to initiate a transaction and request an authorization from the PSU.
Key Features:
- Supported Payment Formats: SEPA credit transfer, Instant Payments and others
- Supported Payments: Recurring Payments and Future Dated Payments
- Let the customer sign the payment with Strong Customer Authentication
- This API is developed according to specifications of the Berlin-Group NextGenPSD2 Framework
- To Access the Live API an eIDAS QWAC certificate according to PSD2-Regulation with the roles PISP or ASPSP is required
Confirmation of funds
This API allows approved Card Based Payment Instrument Issuers (CBPIIs) to securely check if funds are available in a specific account.
Key Features:
- Create a "funds confirmation consent" resource for a specific account and request an SCA from the PSU.
- Make requests to confirm if funds are available in the account
- Funds Confirmation consents do not have any limitation on the validity period.
- This API is developed according to Specifications of the Berlin-Group NextGenPSD2 Framework
- To Access the Live API an eIDAS QWAC certificate according to PSD2-Regulation with the roles CBPII, PISP or ASPSP is required